Below are some of the resources I use to invest and build wealth. I only endorse products that I personally use and that have benefited me. If I have not used it or if I don’t find it extremely valuable related to wealth building then I will not recommend it. (Some of these links may be affiliate links in which I receive a small percentage of the sales price at no cost to you. And while I would appreciate the use of the affiliate links for the books, check your local library first to see if these are available so you can save some dough!)

Acorns – My favorite way to invest and save for early retirement. I have been using Acorns since 2016 and highly recommend it. Acorns takes the extra change on the debit/credit card purchases you make and invests them for you. The app is user-friendly and is a great resource to automate your investing without having to put in a ton of work. Fees are only $1/month (which depending on how much you have in your account is a very low fee) and is FREE for college students. Open an account, set up a recurring deposit, and let your money grow over the next 10, 20, or 30 years. Simple and easy. Sign up here for a free $5!

The Millionaire Next Door – I highly recommend this book as a starting point to understand what a typical millionaire looks like and the type of mindset these people usually have to build the amount of wealth that they’ve acquired. The common assumption that is associated with millionaires is that they are flashy and spend their money frivolously. This couldn’t be further from the truth. Most millionaires in the United States are first generation (meaning they earned their wealth, not inherited it) and they live a frugal lifestyle. This book has great insight on how millionaires think and how they spend their money.

The Total Money MakeoverDave Ramsey was who I started listening to when I first started my wealth building journey. This book contains so much value in the sense that it provides clear and actionable steps towards building wealth. I think a lot of young people accumulate debt because they think that’s the “normal” thing to do and don’t give any thought to the debt that is dragging them down. The Total Money Makeover lays out how you can start aggressively paying down debt so you can get yourself setup to start building wealth.

Marcus Savings Account – This is the online savings account that I use for my emergency fund. Currently, I am earning 2.25% interest with this account which is way more than most banks are offering. Super easy to sign up and user-friendly. I have been using Marcus by Goldman Sachs for a few years now and it has been great. You can sign up for a savings account here.