The best time to start investing and building wealth was ten years ago. The second best time is right now. A lot of young people today put off building wealth for a multitude of reasons.  It could be that they think that they have time later to invest or maybe they just don’t know where to start so nothing gets started. Maybe they’re just too focused on living it up now and buying crap they don’t need. Building wealth isn’t complicated. It just takes consistency and discipline while you implement a few basic strategies. This site’s purpose is to give you simple, actionable steps to attain financial freedom. When it comes down to it, it’s pretty simple. Live below your means, minimize/eliminate debt, and save/invest as much as you can. And I will show you how to do that.

Hi, my name’s Jacob. In my mid twenties I finally had had enough with being a slave to my circumstances. I was finishing up my degree in accounting online while starting a family and working full time. I was doing well and making decent money but I was coasting. I was saving some and budgeting my money, but I wasn’t investing my money in the right places so it could work for me. So I started researching about investing more heavily and started investing in simple, low fee accounts like Acorns. This was great and I’m focusing more and more on investing my money, but here’s the thing. I should have started investing 10, heck, even 15 years ago. As I’m getting closer to 30 I’m realizing the mistakes I’ve made with my money during my late teens and early twenties. If only someone had taught me the power of investing and compound interest. Oh well. The past is the past and all I can control is what I do now. Which is why I created this site. My mission is to help young people realize that time is on their side and that if they start investing early and consistently in their youth then they can have the financial freedom that we all want by age 40, 30, or sooner!

I’m not a financial expert. Yeah, I have an accounting degree (take that with a grain of salt, I do) and I do enjoy reading about financial topics, but at the end do the day I’m just a regular guy who wants to be financially free. I have made smart financial decisions and I’ve made dumb ones. Knowing what I know now if I could go back a decade I would be set up to be “retiring” from the corporate world here in the next couple of years. Hindsight is 20/20 so now my goal is to be free from the rat race before age 40. That means I have little over a decade to get that accomplished, but that doesn’t have to be you! Especially if you’re in your late teens or early twenties. By taking action now towards paying off debts, living more frugally, and building wealth, you can literally buy your freedom in the future so that you can do whatever work you are called to do, and not just a job you need to do to pay the bills.

So please take a look around, explore some of the strategies that I recommend on the site, and share with others who could benefit from these wealth building tactics.  If you want to see a topic covered or have a specific question regarding your finances you can reach me here. There are a ton of ways to reach the financial independence that so many people seek. The key is to find what works for you and what you can do consistently. Start now and start simple.